Disclosures & licensing
Updated 2026-10-16 · Draft pending legal review
Licensing
Published by Francisco Williams, CCIM · Mortgage Loan Originator NMLS #1858674 · CA DRE #01979442. Residential mortgages arranged through Elite Fundings, a DBA of Vismar Corporation · NMLS #2046870 · CA DRE #02004333. Educational content only; not a loan offer, rate quote or commitment to lend. All financing is subject to lender review and approval. Equal Housing Opportunity.
Verify each license at the official source: Francisco Williams: NMLS #1858674 · Francisco Williams: CalDRE #01979442 · Elite Fundings (Vismar Corporation): NMLS #2046870 · Elite Fundings: CA DRE #02004333
Not a loan offer
Content is educational only; not a loan offer, rate quote, pre-qualification or commitment to lend. All financing is subject to lender review and approval.
Equal Housing Opportunity
Francisco Williams and Elite Fundings do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act. Equal Housing Opportunity.
Publisher relationship
Elevate Housing is published by Francisco Williams, CCIM. Links to franciscowilliams.com go to his own site and carry tracking tags so we can see which guides help readers. Not affiliated with any event or organization using the word "Elevate."
Not legal or tax advice
Landlord-tenant and tax questions need a California attorney or CPA.